Serving Miami-Dade · Broward · The Palm Beaches · Florida

Client updates

Medicare enrollment opens October 15

Every plan,
one place.

Independent, licensed brokers serving all of Florida. We compare health, Medicare and life plans from every major carrier — in English or Spanish — and help you choose the one that genuinely fits. No call centre. No pressure.

Free to use — we're paid by the carrier, not by you.

Quote & enroll online

Quote and enroll
in just a few clicks

Enter your ZIP code to compare every plan available at your address — and enroll online, with a licensed agent behind you the whole way.

Free to use — you are never charged for our help. Enrolling is handled on HealthSherpa, the licensed enrollment platform we use.

Rather talk it through? Call 305-332-1199 · Español 786-663-2466

  • Licensed & independent Licensed agents in the state of Florida
  • Bilingual, always English and Spanish — same agents, same care
  • Nearly 50 years combined 25, 12 and 12 years across our three agents
  • No cost to you Our advice is free — carriers pay us, you don't
“We will only guide you, not pressure you. The choice is always yours.”

Insurance is confusing on purpose. Plans change every year, the fine print decides whether your doctor is covered, and a wrong choice costs you for twelve months.

Because we're independent, we're not selling one company's product. We compare what's actually available to you, explain the trade-offs in plain language — in English or Spanish — and then step back. You decide.

And we don't disappear after enrollment. We review your situation as your needs change.

What we can help you with

We represent the leading carriers in the United States, so you see the whole market — not one company's shelf.

Health insurance

ACA marketplace plans for individuals and families. Health insurance doesn't only protect you medically — it protects you financially. We check that your doctors and prescriptions are actually covered before you enroll.

Compare health plans →

Medicare

New to Medicare, turning 65, or retiring? We walk you through Advantage, Supplement and Part D — what each covers, what it costs, and which one suits how you actually use care.

Talk about Medicare →

Life insurance

Making sure your future is secure is ideal. The future of your family is priceless. Term or permanent — we'll show you what each really costs and what it would pay out.

Explore life cover →

Also available: dental, vision, travel and short-term insurance. Ask us about it.

You'll deal with a person, not a queue

Three licensed agents, each with a direct line.

Luz Marina Fernandez

25+ years · Español / English · Licence W056745 · NPN 17372036

Luz's knowledge is well known among her peers. She gives personalised, patient guidance and makes enrolling straightforward. She serves Hispanic clients across Florida, and specific plans in New Jersey.

Specialties Medicare · health · life · vision · dental · travel insurance — and more

Hispanic clients statewide 786-663-2466

Mark Robinson

12+ years · English · Licence W214321 · NPN 17374751

Mark's attention to detail will help you find the right plan. He's an expert in life insurance and Medicare Advantage, and won't rest until you're satisfied with your cover.

Specialties Medicare · health · life · vision · dental · travel insurance — and more

305-332-1199

Claudia Castaneda

12+ years · English / Español · Licence W212823

Claudia's people skills are an asset when dealing with carriers and finding the right plan. She's committed to making sure you understand what you're choosing.

Specialties Medicare · health · life · vision · dental · travel insurance — and more

Bilingual 305-345-0046

What our clients say

We don't chase reviews. These are people we've looked after.

5.0 · 30 Google reviews

★★★★★
Been doing business with them for years now, Mark in particular. 10s all around!! Soo professional, incredibly helpful, very polite. I would recommend him to any and everybody. Pleasure doing business with him every time. Let him assist you won't be disappointed :)

Kay · Google review

★★★★★
Navigating health care every year can be extremely daunting and stressful. I am so glad that I found Mark and the team at Health Agents. Every year, when I have needed it for the past several years, they have worked tirelessly to find me the best plan that fits all of my needs…

Bob C. · Google review

★★★★★
Mark is definitely a lifesaver, during a very confusing and stressful time trying to find which health insurance would fit my needs. He is very thorough, clear with his explanation and willing break the pros and cons of each plans. Very flexible and realistic on how to reach clients who have hectic work schedules. You can definitely reach him on the weekends and he will get back to you without fail…

Google review · verified Local Guide

★★★★★
Mark is the absolute best! He has saved me not just a ton of money, but also stress trying to figure out what plans are best. Thank you so much for all you do Mark!

Logan H. · Google review

★★★★★
If you're looking for health insurance I would highly recommend working with Mark and the Health Agents Team! They are wonderful at listening to your needs and finding different plans with different options and help in the decision making as to what is best for you.

Michael S. · Google review

★★★★★
Mark is the absolute best health insurance agent on this planet. He helps me every year get the best policy, he answers all my dumb questions even on Sundays. Thank you Mark for always being there for me.

Dawn D. · Google review

The carriers we represent

We work with the leading insurance companies in the United States, which means you get the quality of coverage available today — and a genuine comparison rather than a single option.

Aetna Aetna
AmeriHealth Caritas AmeriHealth Caritas
Ambetter Ambetter
AvMed AvMed
Cigna Cigna
Florida Blue Florida Blue
Molina Healthcare Molina Healthcare
Oscar Health Oscar Health
UnitedHealthcare UnitedHealthcare

Not covered by any of these plans? Contact us and we'll find the solution that suits you.

Let's find the plan that fits

Call the number that suits you, or send us a note and we'll call you back — usually the same day.

Or email TheHealthAgents@Gmail.com · Serving the whole state of Florida, by appointment